Home / Residency By Investment

Malta

Minimum Investment

€472,000

Time to Residency

3-4 Months

Visa-free Access

29 Countries

Get Started

Malta Residency by Investment Requirements

The Maltese Residency by Investment program started accepting applicants in 2016.

To be eligible to apply for this program, you must be over 18 years old, in good health and without a criminal record.

Applicants are also required to contribute to the economic development of Malta, own or lease property in the country and invest in government stocks or bonds.

Main Applicant Requirements

  • 18+ years of age
  • Good health
  • No criminal record
  • Successfully pass due diligence checks
  • Confirmed investment sources

Eligible Dependents

  • Spouse of the main applicant
  • Children (biological or adopted) under 29 years
  • Dependant parents of 55 years of age or above

Malta Residency by Investment Benefits

Health & Education

You and your family are entitled to study in schools or universities in Malta. You will also have access to world-class healthcare systems and services.

Permanent resident status

As a resident of Malta, you will enjoy living in a stable political climate in a highly respected country.

Dual Citizenship permitted

There is no need to renounce your current citizenship(s), and your home authorities are not notified of your new citizenship.

Tax relief

Malta has one of the lowest taxation rates in Europe with no foreign income tax, inheritance tax and withholding tax on interest earned.

Guaranteed by law

The program is based on the law & is guaranteed by the government since 2016.

Costs of Malta Permanent Residency

The MPRP requires applicants to make a qualified investment, however, the process in Malta is a bit more flexible as it allows applicants to customize their investment portfolio as long as they meet the minimum in each band. Malta requires applicants to invest in a hybrid setup of investments, consisting of a real estate investment and a government contribution. The real estate part of the investment is the most vital, as an applicant’s choice here will affect the government contribution amount. Applicants can choose to purchase or rent real estate, and based on that decision, they will also pay a higher or lower government contribution as follows:

Purchase real estate
MINIMUM INVESTMENT
EUR 375,000
Property rent per annum
EUR 14,000
Government Contribution
If purchasing a property
EUR 37,000
If leasing a property
EUR 37,000
NGO Donation

Donate to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organisations.

MINIMUM DONATION
EUR 2,000
Administrative Fees
MAIN APPLICANT
EUR 60,000
Each dependent other than spouse
EUR 7,500
FINANCIAL ELIGIBILITY CRITERA

You must demonstrate one of the following:

  • TOTAL ASSETS OF AT LEAST €500,000
    • €150,000 MINIMUM IN FINANCIAL ASSETS
  • TOTAL ASSETS OF AT LEAST €650,000
    • €75,000 MINIMUM IN FINANCIAL ASSETS
 

Application Process For Malta Permanent Residency

The expected timeframe for the application process is 3-4 months. The first stage of the document collection can differ in length depending on the applicant’s ability to gather the documents. Our team guides this process with samples and best practice advice. The reviewal stage is subject to the respective government schedule and can be impacted by factors which we, as authorised agents have no control over. We collaborates with the government throughout the entire process, and we aim to provide the quickest and smoothest experience for the applicant.

Application Process
3-4 months
*Sample of Residence Visa document
Sample Residence Visa Document
Step 1

We will pre-screen your passport copy for Government pre-approval to ensure fast processing. We require you to make a down payment of our professional fees to open your application. Then we will help and advise you on collecting the necessary documents and completing the government forms. You are entitled to a temporary one-year residence permit from the date you apply.

Step 2

We will guide you to the Maltese property that fully satisfies your requirements and start preparing the property purchase or rent documentation required to be presented for your Residency application.

Step 3

The application and the supporting documents are submitted and some of them will be subject to due diligence checks. You’re required to pay EUR 5,500 to cover the costs (this amount is included in the one-time administrative fees)

Step 4

The due diligence will be performed by the Maltese government and on completion, a decision will be made to either grant permanent residency, decline or request further documentation from the applicant before deciding.

Step 5

An approval in a principal letter will be issued by the government if successful.

Step 6

You’re required to pay the remaining part of the administrative fee. Additionally, you will need to purchase or rent property in Malta. We will prepare property rent or purchase documents to complete on the purchase.

Step 7

A trip to Malta is required to submit your biometric data. Malta’s permanent residence cards are granted for five years with the possibility of extension.

Step 8

You will no longer be obliged to cover the maintenance costs for your property after five years and if necessary, you will be able to terminate your rental contract or sell your Maltese property.